American Express is a popular alternative to Visa and Mastercard, but it hasn’t seen the same implementation at betting sites in the U.S. Here, we’ll take a look at why that might be the case and what some of the advantages of using American Express on betting sites.
American Express (also known as “AMEX” or “AmEx”) has been providing credit card services since 1958. An alternative to Visa, Mastercard, and Discover cards, AmEx is now the fourth-largest card network in the world by purchase volume.
Despite its impressive global standing, several of the top U.S.-based sports betting sites will not accept American Express cards despite accepting other card services. Additionally, state law may block credit card deposits altogether, further impacting AmEx’s viability at online sportsbooks.
Fortunately, the operators listed on this page not only take AmEx payments but also work to streamline the banking processes for American Express users. Here, we’ll also showcase the pros and cons of using AmEx at sports betting sites, offer alternatives if the service is unavailable to you, and compare it to other sportsbook banking methods.
Below, we’ve highlighted five of the best American Express betting sites for 2026. While we acknowledge there are other betting sites out there that also accept AmEx payments, these sites have shown themselves to be a cut above in their customer service quality and overall betting experience.
In addition to having the largest selection of sports to choose from on this list (37), bet365 Sportbook is also most open to allowing American Express withdrawals, with AmEx approved for transactions in many states of operation. We’ve also found bet365 Sportsbook to be a reliable option when odds shopping to find the best deal on the lines you’re intending to back.
DraftKings Sportsbook allows American Express for deposits and in select states, withdrawals to an AmEx debit card are also available. Daily fantasy sports (DFS) users can also use AmEx on DraftKings’ platform to fund their bankrolls.
Caesars Sportsbook accepts American Express in Kansas, Illinois, Indiana, Louisiana, Michigan, Pennsylvania, North Carolina, Nevada, and West Virginia, but it has indicated an intention to expand this service to other states. However, you won’t be able to withdraw to AmEx in those states, as only Visa and Mastercard debit card withdrawals will be accepted and approved.
BetMGM Sportsbook also does not support AmEx withdrawals at this time, but deposits are a go! American Express users will appreciate BetMGM’s top-notch rewards program, excellent mobile app, and industry-leading customer service team.
Rounding out our list is FanDuel Sportsbook, which supports American Express deposits and withdrawals. FanDuel is a fan favorite for its same game parlay markets and live betting options, and its mobile app is the highest-rated sports betting app in the Apple App Store and Google Play Store.
American Express users chose to use their Amex card at sports betting sites for a multitude of reasons, most importantly of which is the company’s excellent track record for card security and fraud protection. Sportsbooks are a frequent target for identity theft because of the amount of information collected during registration.
While sportsbooks are frequently tested by state oversight agencies and regulatory bodies to ensure compliance with cybersecurity policies, there are still extremely rare instances where hackers are successfully able to poach data. American Express’ fraud response team is one of the best in the business and will make sure you receive any and all winnings to which you’re entitled through the withdrawal process.
Additionally, AmEx tends to offer higher spending limits than Visa, Mastercard, or Discover. These higher limits can work in gamblers’ favor when targeting higher-limit deposit matches like those frequently offered at sites like BetMGM and Caesars (where the match can exceed $1,000 in site credit).
Making a deposit with AmEx is easy, secure, and instantaneous, giving you funds to use for sports betting in no time at all! Here’s how you can get started:
As alluded to above, it’s prudent to have a backup plan for withdrawal if you’re using American Express at a sportsbook since you may not be able to use AmEx for both types of transactions.
One of the easiest alternatives to use is PayPal, which is one of the most widely used non-card options for deposits and withdrawals. PayPal’s well-established history of secure and quick online transactions has led to broad acceptance at sports betting sites, and the fees are minimal when moving money into your bank account.
An option that typically won’t have fees is linking directly to your bank account if you’re using one of the larger national banks. Wells Fargo, U.S. Bank, and Chase Bank will all allow you to make direct transfers for smaller transactions, and there are low fees for wire transfers if you’re making larger withdrawals.
Recently, Venmo has appeared as a popular alternative since it works seamlessly with AmEx. Venmo isn’t as common a banking method at sports betting sites as the other options above, but it’s becoming a more acceptable method.
Sportsbooks do not typically charge fees based on the type of deposit method you choose. However, it’s possible, though highly unlikely, that American Express tacks on additional charges while depositing funds into your sportsbook account.
Deposits made using American Express cards will have minimums and maximums that match other card transaction limits, so you won’t have to deposit a higher amount simply for using AmEx. At most sportsbooks, the deposit minimum is in the $5-10 range, with maximums between $5,000 and $10,000 for card deposits.
Because American Express isn’t as widely accepted as other payment methods (such as Visa, Mastercard, PayPal, and bank transfers), it’s a bit of a challenge to gauge AmEx’s popularity among sportsbook users. However, we’ll still try with the information available.
In general, American Express is one of the easiest payment methods to use, as your card information can be saved in your account for future convenience. This puts it on par with Visa, Mastercard, and Discover, though AmEx’s customer service has frequently surpassed its competitors through fraud protection and cashback bonuses.
Unlike PayPal and Venmo, American Express will provide a direct link from your sportsbook account to your bank account. A third-party processor provides an extra layer of protection to your personal data, though transactions can take slightly longer and you’re more likely to encounter additional fees when moving your money around.
American Express is a reliable and reasonable method for funding your sportsbook account. Though it remains limited in its acceptance among sports betting sites (and even more restricted as a withdrawal option), the overall benefits make AmEx a high-quality choice for hardcore and casual bettors alike.
If you’d like to learn more about the sportsbooks that accept American Express and decide to register for an account with AmEx betting sites, check out our sportsbook guide pages that go much deeper into the specifics of those bookies. We’ve covered welcome bonus information, mobile app performance, states of availability, and much more!
No, there are usually no transaction fees for AmEx at sports betting sites. There are very few sportsbook transaction methods that will see a betting operator charge.
The easiest way to find out if your sportsbook accepts Amex is to check the house rules in the betting app or on the website. You can also look for the AmEx logo when attempting to make a deposit. Keep in mind American Express transactions might be blocked in your state even if the sportsbook normally takes AmEx in other states.
Yes, there are some online sportsbooks that will allow you to withdraw money to your AmEx debit card, including bet365, DraftKings, and FanDuel.
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